General Personal Injury FAQs — Moraida

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with retinal hemorrhage from head trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Kemper Corporation says “We’re waiting on statements from witnesses.” after my Moraida crash?
  Insurers like Kemper Corporation often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like fractured humerus can be life-changing. In Moraida, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 381st Judicial District Court — outcomes in our files include results up to 2.48M.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Moraida personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 381st Judicial District Court. Our case histories include results such as 1.39M. The goal is simple: fair compensation for your losses in Moraida.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Moraida allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bladder control after spine trauma. Don’t accept “We need more documentation.” at face value.
• ❓Will a gap in my medical care ruin my case in Moraida?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.