General Personal Injury FAQs — Montague

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with scarring after reconstructive surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GEICO says “You didn’t follow doctor’s orders.” after my Montague crash?
  Insurers like GEICO often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like esophageal tear can be life-changing. In Montague, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.16M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Montague.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Montague allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tongue laceration and avulsion. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓Will a gap in my medical care ruin my case in Montague?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Montague personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 97th Judicial District Court and pursue full compensation.