General Personal Injury FAQs — Mikes

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mikes allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hearing loss due to head impact. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓An adjuster told me “We need an independent medical examination..” Can a Mikes personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 229th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Mikes?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 229th Judicial District Court. Our case histories include results such as 1.76M. The goal is simple: fair compensation for your losses in Mikes.
• ❓What should I do if Bristol West Insurance Group says “We haven’t received your bills yet.” after my Mikes crash?
  Insurers like Bristol West Insurance Group often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like proximal humerus fracture can be life-changing. In Mikes, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 229th Judicial District Court — outcomes in our files include results up to 907K.