General Personal Injury FAQs — La Minita

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with loss of limb (amputation), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Homesite Insurance says “We don’t believe the treatment was necessary.” after my La Minita crash?
  Insurers like Homesite Insurance often use lines such as “We don’t believe the treatment was necessary.” to stall or minimize claims. Even injuries like femoral shaft fracture can be life-changing. In La Minita, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 229th Judicial District Court — outcomes in our files include results up to 1.7M.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a La Minita personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 229th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in La Minita?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 229th Judicial District Court. Our case histories include results such as 1.77M. The goal is simple: fair compensation for your losses in La Minita.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Minita allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee dislocation. Don’t accept “You were partially at fault for the accident.” at face value.