General Personal Injury FAQs — La Esperanza

• ❓An adjuster told me “We need an independent medical examination..” Can a La Esperanza personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓What should I do if Auto-Owners Insurance says “We’re waiting on a supervisor’s approval.” after my La Esperanza crash?
  Insurers like Auto-Owners Insurance often use lines such as “We’re waiting on a supervisor’s approval.” to stall or minimize claims. Even injuries like foot or toe fracture can be life-changing. In La Esperanza, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 229th Judicial District Court — outcomes in our files include results up to 745K.
• ❓Will a gap in my medical care ruin my case in La Esperanza?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Esperanza allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like arterial dissection from trauma. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with complex regional pain syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 229th Judicial District Court. Our case histories include results such as 1.29M. The goal is simple: fair compensation for your losses in La Esperanza.