General Personal Injury FAQs — Iola

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Iola allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Iola personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a final trial award rendered by 12th Judicial District Court and pursue full compensation.
• ❓What should I do if Farmers Insurance says “You didn’t see a specialist.” after my Iola crash?
  Insurers like Farmers Insurance often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Iola, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 12th Judicial District Court — outcomes in our files include results up to 1.79M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 12th Judicial District Court. Our case histories include results such as 1.73M. The goal is simple: fair compensation for your losses in Iola.
• ❓Will a gap in my medical care ruin my case in Iola?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.