General Personal Injury FAQs — Willis

• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Willis personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a case concluded with settlement in 221st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Willis.
• ❓What should I do if Alpha Property & Casualty says “You were partially at fault for the accident.” after my Willis crash?
  Insurers like Alpha Property & Casualty often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Willis, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.44M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Willis allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tracheal injury. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with facial nerve paralysis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Willis?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.