General Personal Injury FAQs — Whiteface

• ❓Will a gap in my medical care ruin my case in Whiteface?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 287th Judicial District Court. Our case histories include results such as 1.79M. The goal is simple: fair compensation for your losses in Whiteface.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a nursing home resident with loss of bowel control after spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Whiteface allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like TMJ dysfunction from impact. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if Loya Insurance Group says “You didn’t miss enough work to qualify for compensation.” after my Whiteface crash?
  Insurers like Loya Insurance Group often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like rotational ankle fracture can be life-changing. In Whiteface, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 287th Judicial District Court — outcomes in our files include results up to 2.37M.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Whiteface personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 287th Judicial District Court and pursue full compensation.