General Personal Injury FAQs — West Columbia

• ❓What should I do if American National says “This is the most we’re allowed to offer.” after my West Columbia crash?
  Insurers like American National often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like crush injuries requiring debridement can be life-changing. In West Columbia, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 300th Judicial District Court — outcomes in our files include results up to 1.27M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in West Columbia allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like closed pelvic ring fracture. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with Galeazzi fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The police report is inconclusive..” Can a West Columbia personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 300th Judicial District Court. Our case histories include results such as 2.13M. The goal is simple: fair compensation for your losses in West Columbia.
• ❓Will a gap in my medical care ruin my case in West Columbia?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.