General Personal Injury FAQs — Wells

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Wells allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like repetitive orthopedic surgeries post-crash. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓Will a gap in my medical care ruin my case in Wells?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The collision was too minor to cause injury.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 2nd Judicial District Court. Our case histories include results such as 1.21M. The goal is simple: fair compensation for your losses in Wells.
• ❓An adjuster told me “There are inconsistencies in your account..” Can a Wells personal injury lawyer still help?
  Yes. Adjusters regularly say “There are inconsistencies in your account.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 2nd Judicial District Court and pursue full compensation.
• ❓What should I do if Esurance says “Your injuries were pre-existing.” after my Wells crash?
  Insurers like Esurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like carotid artery injury can be life-changing. In Wells, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 2nd Judicial District Court — outcomes in our files include results up to 1.27M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with proximal humerus fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.