General Personal Injury FAQs — Vanderbilt

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with crush injuries requiring debridement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Vanderbilt personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Farmers Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 267th Judicial District Court. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Vanderbilt.
• ❓Will a gap in my medical care ruin my case in Vanderbilt?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Vanderbilt allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓What should I do if GuideOne Insurance says “The medical records aren’t sufficient.” after my Vanderbilt crash?
  Insurers like GuideOne Insurance often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In Vanderbilt, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 267th Judicial District Court — outcomes in our files include results up to 1.72M.