General Personal Injury FAQs — Vanderbilt

• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Vanderbilt personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 24th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Vanderbilt allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like phalangeal fracture. Don’t accept “We believe the claim is inflated.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with posterior tibial tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if State Farm says “The damage doesn’t match your account of the crash.” after my Vanderbilt crash?
  Insurers like State Farm often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like posterior hip dislocation can be life-changing. In Vanderbilt, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 24th Judicial District Court — outcomes in our files include results up to 912K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 24th Judicial District Court. Our case histories include results such as 1.23M. The goal is simple: fair compensation for your losses in Vanderbilt.
• ❓Will a gap in my medical care ruin my case in Vanderbilt?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.