General Personal Injury FAQs — Tierra Bonita

• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Tierra Bonita personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a settlement approved in 479th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with fractured humerus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tierra Bonita allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured femur. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if MetLife Auto & Home says “You’ve already reached maximum medical improvement.” after my Tierra Bonita crash?
  Insurers like MetLife Auto & Home often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In Tierra Bonita, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 479th Judicial District Court — outcomes in our files include results up to 1.72M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 479th Judicial District Court. Our case histories include results such as 677K. The goal is simple: fair compensation for your losses in Tierra Bonita.
• ❓Will a gap in my medical care ruin my case in Tierra Bonita?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.