General Personal Injury FAQs — Three Rivers

• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Three Rivers personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 156th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 156th Judicial District Court. Our case histories include results such as 2.3M. The goal is simple: fair compensation for your losses in Three Rivers.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Three Rivers allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like labral tear (shoulder). Don’t accept “You can’t prove emotional distress.” at face value.
• ❓Will a gap in my medical care ruin my case in Three Rivers?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if CSAA Insurance Group says “Your injuries were pre-existing.” after my Three Rivers crash?
  Insurers like CSAA Insurance Group often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like burst vertebral fracture can be life-changing. In Three Rivers, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 156th Judicial District Court — outcomes in our files include results up to 1.73M.