General Personal Injury FAQs — Three Rivers

• ❓An adjuster told me “Your injuries were pre-existing..” Can a Three Rivers personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Three Rivers?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Three Rivers.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with cubital tunnel syndrome post-trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Three Rivers allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like radial head fracture. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓What should I do if Western National Insurance says “The collision was too minor to cause injury.” after my Three Rivers crash?
  Insurers like Western National Insurance often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like laryngeal fracture can be life-changing. In Three Rivers, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 929K.