General Personal Injury FAQs — Texarkana

• ❓What should I do if Western National Insurance says “Your injuries were pre-existing.” after my Texarkana crash?
  Insurers like Western National Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Texarkana, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 5th Judicial District Court — outcomes in our files include results up to 1.12M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 5th Judicial District Court. Our case histories include results such as 831K. The goal is simple: fair compensation for your losses in Texarkana.
• ❓Will a gap in my medical care ruin my case in Texarkana?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a Texarkana personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a motorcyclist thrown from bike with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Texarkana allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like shoulder dislocation. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.