General Personal Injury FAQs — Terrell

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Terrell.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with vascular injury with surgical repair, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Terrell?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The provider overcharged for services..” Can a Terrell personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓What should I do if Safeco says “The bills are higher than reasonable market value.” after my Terrell crash?
  Insurers like Safeco often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like posterior interosseous nerve injury can be life-changing. In Terrell, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 1.72M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Terrell allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like neurogenic bladder. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.