General Personal Injury FAQs — Taylor

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MetLife Auto & Home) often second-guess medical care to cut payouts. For clients such as a motorist hit during roadside breakdown with tongue laceration and avulsion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GuideOne Insurance says “You didn’t provide a recorded statement.” after my Taylor crash?
  Insurers like GuideOne Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like fractured radius or ulna can be life-changing. In Taylor, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 425th Judicial District Court — outcomes in our files include results up to 1.36M.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Taylor personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a settlement reached before trial in 425th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Taylor allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓Will a gap in my medical care ruin my case in Taylor?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 425th Judicial District Court. Our case histories include results such as 1.87M. The goal is simple: fair compensation for your losses in Taylor.