General Personal Injury FAQs — Talty

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Talty.
• ❓What should I do if American National says “We believe the claim is inflated.” after my Talty crash?
  Insurers like American National often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Talty, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.29M.
• ❓Will a gap in my medical care ruin my case in Talty?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Talty allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with intra-articular knee fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need an independent medical examination..” Can a Talty personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 422nd Judicial District Court and pursue full compensation.