General Personal Injury FAQs — Sunnyvale

• ❓What should I do if MetLife Auto & Home says “This is the most we’re allowed to offer.” after my Sunnyvale crash?
  Insurers like MetLife Auto & Home often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Sunnyvale, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 191st Judicial District Court — outcomes in our files include results up to 2.41M.
• ❓An adjuster told me “The medical records aren’t sufficient..” Can a Sunnyvale personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a jogger with implantation of pain pump, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 191st Judicial District Court. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Sunnyvale.
• ❓Will a gap in my medical care ruin my case in Sunnyvale?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sunnyvale allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex hand laceration with tendon damage. Don’t accept “You can’t prove emotional distress.” at face value.