General Personal Injury FAQs — Sunnyvale

• ❓What should I do if Chubb says “We need an independent medical examination.” after my Sunnyvale crash?
  Insurers like Chubb often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like flexor tendon rupture can be life-changing. In Sunnyvale, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 2.08M.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Sunnyvale personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 192nd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sunnyvale allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic arterial thrombosis. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., AssuranceAmerica) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with loss of bowel control after spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Sunnyvale?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Sunnyvale.