General Personal Injury FAQs — St Hedwig

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in St Hedwig allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tarsal bone fracture. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a St Hedwig personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 175th Judicial District Court and pursue full compensation.
• ❓What should I do if Foremost Insurance says “You’re not permanently impaired.” after my St Hedwig crash?
  Insurers like Foremost Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In St Hedwig, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 175th Judicial District Court — outcomes in our files include results up to 2.08M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 175th Judicial District Court. Our case histories include results such as 2.23M. The goal is simple: fair compensation for your losses in St Hedwig.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a Uber driver with use of external fixator for bone injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in St Hedwig?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.