General Personal Injury FAQs — Spring Valley Village

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with crushed limb requiring surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Spring Valley Village allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Spring Valley Village personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 508th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 508th Judicial District Court. Our case histories include results such as 907K. The goal is simple: fair compensation for your losses in Spring Valley Village.
• ❓Will a gap in my medical care ruin my case in Spring Valley Village?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Auto-Owners Insurance says “You didn’t miss enough work to qualify for compensation.” after my Spring Valley Village crash?
  Insurers like Auto-Owners Insurance often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Spring Valley Village, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 508th Judicial District Court — outcomes in our files include results up to 996K.