General Personal Injury FAQs — Spring Valley Village

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Chubb says “We’re still evaluating liability with our insured.” after my Spring Valley Village crash?
  Insurers like Chubb often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like splenic rupture can be life-changing. In Spring Valley Village, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.06M.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Spring Valley Village personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a award granted by judge in 157th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Spring Valley Village?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 824K. The goal is simple: fair compensation for your losses in Spring Valley Village.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Spring Valley Village allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “We have to confirm if your policy was active.” at face value.