General Personal Injury FAQs — Smyer

• ❓Will a gap in my medical care ruin my case in Smyer?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Smyer personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 929K. The goal is simple: fair compensation for your losses in Smyer.
• ❓What should I do if Horace Mann says “We haven’t received your bills yet.” after my Smyer crash?
  Insurers like Horace Mann often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like shoulder dislocation can be life-changing. In Smyer, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 2.37M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Smyer allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like mandibular nerve injury. Don’t accept “The vehicle damage was minor.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Travelers) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with orbital blowout fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.