General Personal Injury FAQs — Smithville

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Smithville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laryngeal fracture. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Smithville personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a seven-figure award granted in 21st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 21st Judicial District Court. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Smithville.
• ❓What should I do if Chubb says “You returned to work too quickly to justify lost wages.” after my Smithville crash?
  Insurers like Chubb often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like ACL/MCL tear can be life-changing. In Smithville, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 21st Judicial District Court — outcomes in our files include results up to 1.8M.
• ❓Will a gap in my medical care ruin my case in Smithville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., AssuranceAmerica) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with extensor tendon injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.