General Personal Injury FAQs — Santa Rosa

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Texas Farm Bureau says “We believe the claim is inflated.” after my Santa Rosa crash?
  Insurers like Texas Farm Bureau often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Santa Rosa, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 107th Judicial District Court — outcomes in our files include results up to 1.14M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Santa Rosa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nerve graft or neurolysis procedure. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓Will a gap in my medical care ruin my case in Santa Rosa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 107th Judicial District Court. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Santa Rosa.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Santa Rosa personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Allstate. If they won’t deal fairly, we prepare for a final trial award rendered by 107th Judicial District Court and pursue full compensation.