General Personal Injury FAQs — Santa Rosa

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with brain herniation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Santa Rosa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 103rd Judicial District Court. Our case histories include results such as 900K. The goal is simple: fair compensation for your losses in Santa Rosa.
• ❓What should I do if Bristol West Insurance Group says “We believe the claim is inflated.” after my Santa Rosa crash?
  Insurers like Bristol West Insurance Group often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Santa Rosa, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 103rd Judicial District Court — outcomes in our files include results up to 2.01M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Santa Rosa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Santa Rosa personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.