General Personal Injury FAQs — Santa Fe

• ❓Will a gap in my medical care ruin my case in Santa Fe?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There are inconsistencies in your account..” Can a Santa Fe personal injury lawyer still help?
  Yes. Adjusters regularly say “There are inconsistencies in your account.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 10th Judicial District Court and pursue full compensation.
• ❓What should I do if Chubb says “The treatment timeline doesn’t make sense.” after my Santa Fe crash?
  Insurers like Chubb often use lines such as “The treatment timeline doesn’t make sense.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Santa Fe, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 10th Judicial District Court — outcomes in our files include results up to 1.21M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Santa Fe allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital blowout fracture. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 10th Judicial District Court. Our case histories include results such as 2.49M. The goal is simple: fair compensation for your losses in Santa Fe.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a teen driver with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.