General Personal Injury FAQs — Salado

• ❓Will a gap in my medical care ruin my case in Salado?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Salado allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like arterial dissection from trauma. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Salado personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a settlement approved in 426th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 426th Judicial District Court. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Salado.
• ❓What should I do if Homesite Insurance says “You’ve already reached maximum medical improvement.” after my Salado crash?
  Insurers like Homesite Insurance often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like lumbar spine injury can be life-changing. In Salado, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 426th Judicial District Court — outcomes in our files include results up to 1.17M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with midfoot dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.