General Personal Injury FAQs — Saginaw

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a driver struck by a commercial vehicle with fasciotomy for compartment syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Saginaw allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like collapsed lung (pneumothorax). Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓What should I do if Bluefire Insurance says “You’re not permanently impaired.” after my Saginaw crash?
  Insurers like Bluefire Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In Saginaw, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 742K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 947K. The goal is simple: fair compensation for your losses in Saginaw.
• ❓Will a gap in my medical care ruin my case in Saginaw?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Saginaw personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a final judgment entered by 96th Judicial District Court and pursue full compensation.