General Personal Injury FAQs — Round Top

• ❓What should I do if Elephant Insurance says “Your injuries were pre-existing.” after my Round Top crash?
  Insurers like Elephant Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like cranial nerve damage can be life-changing. In Round Top, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 2.4M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Cure Auto Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with chronic pain syndrome from crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Round Top personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 155th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Round Top?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 1.11M. The goal is simple: fair compensation for your losses in Round Top.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Round Top allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like closed pelvic ring fracture. Don’t accept “We’re still evaluating liability with our insured.” at face value.