General Personal Injury FAQs — Rivera

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rivera allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with esophageal tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Rivera personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 229th Judicial District Court. Our case histories include results such as 662K. The goal is simple: fair compensation for your losses in Rivera.
• ❓What should I do if Erie Insurance says “There’s a coverage issue we’re reviewing.” after my Rivera crash?
  Insurers like Erie Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like avulsion fracture can be life-changing. In Rivera, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 229th Judicial District Court — outcomes in our files include results up to 2.03M.
• ❓Will a gap in my medical care ruin my case in Rivera?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.