General Personal Injury FAQs — Richardson

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Richardson allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 463rd Judicial District Court. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Richardson.
• ❓What should I do if Western National Insurance says “We need an independent medical examination.” after my Richardson crash?
  Insurers like Western National Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like tethered spinal cord syndrome can be life-changing. In Richardson, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 463rd Judicial District Court — outcomes in our files include results up to 2.08M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with thoracic outlet syndrome from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Richardson personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 463rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Richardson?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.