General Personal Injury FAQs — Relampago

• ❓Will a gap in my medical care ruin my case in Relampago?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with skin grafts after injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Auto-Owners Insurance says “We haven’t received your bills yet.” after my Relampago crash?
  Insurers like Auto-Owners Insurance often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like herniated disc can be life-changing. In Relampago, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.33M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.41M. The goal is simple: fair compensation for your losses in Relampago.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Relampago allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Relampago personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Family Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 93rd Judicial District Court and pursue full compensation.