General Personal Injury FAQs — Red Lick

• ❓An adjuster told me “We need an independent medical examination..” Can a Red Lick personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 5th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Red Lick allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Red Lick?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Chubb says “The at-fault driver’s policy may be void.” after my Red Lick crash?
  Insurers like Chubb often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like Monteggia fracture can be life-changing. In Red Lick, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.73M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 929K. The goal is simple: fair compensation for your losses in Red Lick.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with scaphoid fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.