General Personal Injury FAQs — Red Lick

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a jogger with median nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Red Lick personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 102nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 102nd Judicial District Court. Our case histories include results such as 1.96M. The goal is simple: fair compensation for your losses in Red Lick.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Red Lick allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nerve root impingement. Don’t accept “The photos you submitted aren’t clear.” at face value.
• ❓What should I do if Horace Mann says “You waited too long to seek treatment.” after my Red Lick crash?
  Insurers like Horace Mann often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like abdominal compartment syndrome can be life-changing. In Red Lick, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 102nd Judicial District Court — outcomes in our files include results up to 911K.
• ❓Will a gap in my medical care ruin my case in Red Lick?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.