General Personal Injury FAQs — Ranger

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with flexor tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ranger allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nerve root impingement. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓Will a gap in my medical care ruin my case in Ranger?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There are inconsistencies in your account..” Can a Ranger personal injury lawyer still help?
  Yes. Adjusters regularly say “There are inconsistencies in your account.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓What should I do if Elephant Insurance says “The pain you’re describing is subjective.” after my Ranger crash?
  Insurers like Elephant Insurance often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Ranger, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 91st Judicial District Court — outcomes in our files include results up to 1.27M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 91st Judicial District Court. Our case histories include results such as 687K. The goal is simple: fair compensation for your losses in Ranger.