General Personal Injury FAQs — Rancho Chico

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Chico allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Rancho Chico personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 36th Judicial District Court and pursue full compensation.
• ❓What should I do if Penn National Insurance says “The collision was too minor to cause injury.” after my Rancho Chico crash?
  Insurers like Penn National Insurance often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like internal bleeding (abdominal) can be life-changing. In Rancho Chico, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 36th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓Will a gap in my medical care ruin my case in Rancho Chico?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 36th Judicial District Court. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Rancho Chico.