General Personal Injury FAQs — Rancho Chico

• ❓Will a gap in my medical care ruin my case in Rancho Chico?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Rancho Chico personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Chico allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laminectomy or discectomy. Don’t accept “There’s insufficient evidence of impact severity.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with triquetrum fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Wawanesa Insurance says “This is the most we’re allowed to offer.” after my Rancho Chico crash?
  Insurers like Wawanesa Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like foot or toe fracture can be life-changing. In Rancho Chico, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 343rd Judicial District Court — outcomes in our files include results up to 2.33M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 343rd Judicial District Court. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Rancho Chico.