General Personal Injury FAQs — Rancho Alegre

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with knee replacement after accident, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Rancho Alegre personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 79th Judicial District Court. Our case histories include results such as 1.52M. The goal is simple: fair compensation for your losses in Rancho Alegre.
• ❓Will a gap in my medical care ruin my case in Rancho Alegre?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Alegre allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crush injuries requiring debridement. Don’t accept “You didn’t notify us within the required time frame.” at face value.
• ❓What should I do if Nationwide says “We haven’t received your bills yet.” after my Rancho Alegre crash?
  Insurers like Nationwide often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Rancho Alegre, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 79th Judicial District Court — outcomes in our files include results up to 1.97M.