General Personal Injury FAQs — Princeton

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with posterior tibial tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if MetLife Auto & Home says “There are inconsistencies in your account.” after my Princeton crash?
  Insurers like MetLife Auto & Home often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like tongue laceration and avulsion can be life-changing. In Princeton, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 469th Judicial District Court — outcomes in our files include results up to 1.79M.
• ❓Will a gap in my medical care ruin my case in Princeton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Princeton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic ring disruption. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 469th Judicial District Court. Our case histories include results such as 1.02M. The goal is simple: fair compensation for your losses in Princeton.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Princeton personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.