General Personal Injury FAQs — Port Arthur

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a landscaper struck by passing car with median nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Port Arthur personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Port Arthur.
• ❓Will a gap in my medical care ruin my case in Port Arthur?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Port Arthur allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if Direct Auto Insurance says “We’re still investigating liability.” after my Port Arthur crash?
  Insurers like Direct Auto Insurance often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like Monteggia fracture can be life-changing. In Port Arthur, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 691K.