General Personal Injury FAQs — Pilot Point

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with fracture of the talus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Penn National Insurance says “There’s a gap in your medical care.” after my Pilot Point crash?
  Insurers like Penn National Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like esophageal tear can be life-changing. In Pilot Point, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 367th Judicial District Court — outcomes in our files include results up to 929K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 367th Judicial District Court. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Pilot Point.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Pilot Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic arterial thrombosis. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓Will a gap in my medical care ruin my case in Pilot Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The police report is inconclusive..” Can a Pilot Point personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.