General Personal Injury FAQs — Pilot Point

• ❓What should I do if Elephant Insurance says “You didn’t provide a recorded statement.” after my Pilot Point crash?
  Insurers like Elephant Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like crush injuries requiring debridement can be life-changing. In Pilot Point, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.29M.
• ❓Will a gap in my medical care ruin my case in Pilot Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 691K. The goal is simple: fair compensation for your losses in Pilot Point.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Pilot Point personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a settlement approved in 158th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a elderly driver with traumatic arterial thrombosis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Pilot Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.