General Personal Injury FAQs — Pelican Bay

• ❓Will a gap in my medical care ruin my case in Pelican Bay?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., AssuranceAmerica) often second-guess medical care to cut payouts. For clients such as a elderly driver with jaw fracture (mandibular), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Pelican Bay allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tongue laceration and avulsion. Don’t accept “You’re not permanently impaired.” at face value.
• ❓What should I do if Homesite Insurance says “We’re still evaluating liability with our insured.” after my Pelican Bay crash?
  Insurers like Homesite Insurance often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Pelican Bay, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.7M.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Pelican Bay personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 322nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.18M. The goal is simple: fair compensation for your losses in Pelican Bay.