General Personal Injury FAQs — Paloma Creek

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Cure Auto Insurance) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Paloma Creek allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tracheal injury. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Paloma Creek?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Chubb says “We can’t confirm that you were the driver.” after my Paloma Creek crash?
  Insurers like Chubb often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like abdominal compartment syndrome can be life-changing. In Paloma Creek, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 1.52M.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Paloma Creek personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 814K. The goal is simple: fair compensation for your losses in Paloma Creek.