General Personal Injury FAQs — Palmhurst

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 490th Judicial District Court. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Palmhurst.
• ❓Will a gap in my medical care ruin my case in Palmhurst?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palmhurst allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee replacement after accident. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Palmhurst personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a settlement approved in 490th Judicial District Court and pursue full compensation.
• ❓What should I do if Loya Insurance Group says “We have to confirm if your policy was active.” after my Palmhurst crash?
  Insurers like Loya Insurance Group often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like traumatic brain injury can be life-changing. In Palmhurst, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 490th Judicial District Court — outcomes in our files include results up to 1.84M.