General Personal Injury FAQs — Palmer

• ❓What should I do if California Casualty says “We have to confirm if your policy was active.” after my Palmer crash?
  Insurers like California Casualty often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like pancreatic trauma can be life-changing. In Palmer, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.41M.
• ❓Will a gap in my medical care ruin my case in Palmer?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Palmer personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a jogger with perilymph fistula from head trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palmer allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “The provider overcharged for services.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in Palmer.