General Personal Injury FAQs — Palmer

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palmer allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paralysis (partial or complete). Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Palmer?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with fracture of the talus, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The police report is inconclusive..” Can a Palmer personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 40th Judicial District Court and pursue full compensation.
• ❓What should I do if Allstate says “We’re still investigating liability.” after my Palmer crash?
  Insurers like Allstate often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Palmer, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.11M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Palmer.