General Personal Injury FAQs — Palmer

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palmer allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓What should I do if Kemper Corporation says “We need an independent medical examination.” after my Palmer crash?
  Insurers like Kemper Corporation often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like closed head injury can be life-changing. In Palmer, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 378th Judicial District Court — outcomes in our files include results up to 1.25M.
• ❓Will a gap in my medical care ruin my case in Palmer?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a commercial van driver with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 378th Judicial District Court. Our case histories include results such as 671K. The goal is simple: fair compensation for your losses in Palmer.
• ❓An adjuster told me “We need an independent medical examination..” Can a Palmer personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like USAA. If they won’t deal fairly, we prepare for a high-value verdict in 378th Judicial District Court and pursue full compensation.