General Personal Injury FAQs — Orchard

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Orchard allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like arterial dissection from trauma. Don’t accept “We’re still investigating liability.” at face value.
• ❓Will a gap in my medical care ruin my case in Orchard?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Orchard personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a jury awarded damages in 268th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with pelvic hematoma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Liberty Mutual says “The medical records aren’t sufficient.” after my Orchard crash?
  Insurers like Liberty Mutual often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like pelvic hematoma can be life-changing. In Orchard, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.52M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.94M. The goal is simple: fair compensation for your losses in Orchard.