General Personal Injury FAQs — Orchard

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with distal radius fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Orchard personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 240th Judicial District Court. Our case histories include results such as 1.23M. The goal is simple: fair compensation for your losses in Orchard.
• ❓What should I do if Bluefire Insurance says “The medical records aren’t sufficient.” after my Orchard crash?
  Insurers like Bluefire Insurance often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Orchard, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 240th Judicial District Court — outcomes in our files include results up to 2.03M.
• ❓Will a gap in my medical care ruin my case in Orchard?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Orchard allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial fracture with cerebrospinal fluid leak. Don’t accept “The pain you’re describing is subjective.” at face value.