General Personal Injury FAQs — Oakhurst

• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Oakhurst personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Oakhurst?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a driver injured by defective airbag with TMJ dysfunction from impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oakhurst allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dislocated patella. Don’t accept “The police report is inconclusive.” at face value.
• ❓What should I do if NJM Insurance Group says “We don’t believe the treatment was necessary.” after my Oakhurst crash?
  Insurers like NJM Insurance Group often use lines such as “We don’t believe the treatment was necessary.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In Oakhurst, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 411th Judicial District Court — outcomes in our files include results up to 907K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 411th Judicial District Court. Our case histories include results such as 1.93M. The goal is simple: fair compensation for your losses in Oakhurst.