General Personal Injury FAQs — Oak Valley

• ❓Will a gap in my medical care ruin my case in Oak Valley?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re still investigating liability..” Can a Oak Valley personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 13th Judicial District Court and pursue full compensation.
• ❓What should I do if Erie Insurance says “We need to confirm your insurance coverage.” after my Oak Valley crash?
  Insurers like Erie Insurance often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like avulsion fracture can be life-changing. In Oak Valley, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.61M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Valley allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like shoulder dislocation. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Oak Valley.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with cervical disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.