General Personal Injury FAQs — Oak Point

• ❓An adjuster told me “Your injuries were pre-existing..” Can a Oak Point personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 393rd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safe Auto Insurance) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with pelvic hematoma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.13M. The goal is simple: fair compensation for your losses in Oak Point.
• ❓Will a gap in my medical care ruin my case in Oak Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Stillwater Insurance says “We’re still evaluating liability with our insured.” after my Oak Point crash?
  Insurers like Stillwater Insurance often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like elbow dislocation with fracture can be life-changing. In Oak Point, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.27M.