General Personal Injury FAQs — Oak Point

• ❓Will a gap in my medical care ruin my case in Oak Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with posterior hip dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if NJM Insurance Group says “There’s a question about your seatbelt use.” after my Oak Point crash?
  Insurers like NJM Insurance Group often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like hearing loss due to head impact can be life-changing. In Oak Point, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 481st Judicial District Court — outcomes in our files include results up to 2.17M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 481st Judicial District Court. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in Oak Point.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multilevel spinal fracture. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Oak Point personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 481st Judicial District Court and pursue full compensation.