General Personal Injury FAQs — Oak Point

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Travelers) often second-guess medical care to cut payouts. For clients such as a driver struck by a commercial vehicle with median nerve compression injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GuideOne Insurance says “We have to confirm if your policy was active.” after my Oak Point crash?
  Insurers like GuideOne Insurance often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In Oak Point, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.55M.
• ❓Will a gap in my medical care ruin my case in Oak Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 746K. The goal is simple: fair compensation for your losses in Oak Point.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓An adjuster told me “We’re still investigating liability..” Can a Oak Point personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 362nd Judicial District Court and pursue full compensation.