General Personal Injury FAQs — Oak Leaf

• ❓Will a gap in my medical care ruin my case in Oak Leaf?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.03M. The goal is simple: fair compensation for your losses in Oak Leaf.
• ❓What should I do if Kemper Corporation says “The provider overcharged for services.” after my Oak Leaf crash?
  Insurers like Kemper Corporation often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Oak Leaf, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 831K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with torn biceps tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Leaf allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a Oak Leaf personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.