General Personal Injury FAQs — Oak Leaf

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 2.29M. The goal is simple: fair compensation for your losses in Oak Leaf.
• ❓What should I do if Homesite Insurance says “The at-fault driver’s policy may be void.” after my Oak Leaf crash?
  Insurers like Homesite Insurance often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like vascular injury with surgical repair can be life-changing. In Oak Leaf, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 884K.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Oak Leaf personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 378th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Leaf allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓Will a gap in my medical care ruin my case in Oak Leaf?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with cerebral contusion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.