General Personal Injury FAQs — Novice

• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Novice personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 42nd Judicial District Court. Our case histories include results such as 796K. The goal is simple: fair compensation for your losses in Novice.
• ❓What should I do if Amica Mutual says “You didn’t report the injury immediately.” after my Novice crash?
  Insurers like Amica Mutual often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like injury requiring bone grafting can be life-changing. In Novice, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 42nd Judicial District Court — outcomes in our files include results up to 746K.
• ❓Will a gap in my medical care ruin my case in Novice?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a passenger in company vehicle with herniated disc, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Novice allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “You didn’t provide a recorded statement.” at face value.