General Personal Injury FAQs — North San Pedro

• ❓Will a gap in my medical care ruin my case in North San Pedro?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 94th Judicial District Court. Our case histories include results such as 801K. The goal is simple: fair compensation for your losses in North San Pedro.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in North San Pedro allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like proximal humerus fracture. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓What should I do if Stillwater Insurance says “We need an independent medical examination.” after my North San Pedro crash?
  Insurers like Stillwater Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like septic arthritis after joint trauma can be life-changing. In North San Pedro, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 94th Judicial District Court — outcomes in our files include results up to 1.16M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with proximal humerus fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a North San Pedro personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.