General Personal Injury FAQs — Nina

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Nina.
• ❓Will a gap in my medical care ruin my case in Nina?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Nina personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓What should I do if Westfield Insurance says “We need an independent medical examination.” after my Nina crash?
  Insurers like Westfield Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like paraplegia can be life-changing. In Nina, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.05M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Nina allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bladder control after spine trauma. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with crushed limb requiring surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.