General Personal Injury FAQs — New Braunfels

• ❓Will a gap in my medical care ruin my case in New Braunfels?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with burns (2nd or 3rd degree), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Loya Insurance Group says “You didn’t report the injury immediately.” after my New Braunfels crash?
  Insurers like Loya Insurance Group often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like traumatic aneurysm can be life-changing. In New Braunfels, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 466th Judicial District Court — outcomes in our files include results up to 1.18M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in New Braunfels allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a New Braunfels personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 466th Judicial District Court. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in New Braunfels.